Individual Retirement Accounts

With a York State Bank Individual Retirement Account, invest your funds in an account with terms that are fixed or variable.

Features:

• A variety of investment options with competitive rates and terms available.
• York State Bank offers Traditional, Roth and Educational IRA plus Simplified Employer Plans (SEPs).
• Many Traditional IRA participants may qualify for a tax deduction. Consult your tax advisor for details.
• Since 1998 tax year, some IRA participants may make penalty-free withdrawals for qualified higher education expenses or qualified first time home purchase expenses - consult a tax advisor for details.
• No fees to open a York State Bank IRA CD.
• Low minimum balance requirements (only $1000 for an IRA CD)
• Retirement accounts at the same financial institution are insured in aggregate up to $250,000.00 by the FDIC. 

For more information contact us or visit a branch near you.

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