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Student Loans

We give you GREAT REASONS to consider
YORK STATE BANK for STUDENT LOANS!

York State Bank & Trust has combined its core values of being Friendly, Courteous and Knowledgeable, along with our Home Town Commitment and Today's Technology to offer you the best Student loan services available.

Choose York State Bank as your student loan lender AND you can qualify for multiple savings programs (1) that will help reduce the cost of borrowing on Federal Stafford, Federal PLUS and Federal Grad PLUS Loans:

Federal Stafford Loan savings programs (2)

  • Zero Origination Fee 
  • 1.5% interest rate reduction immediately at repayment (3)
  • 0.25% interest rate reduction when you make payments by Auto-Debit

Federal PLUS Loan savings programs

  • 8 months interest paid by our servicer, beginning after the first disbursement
  • 0.25% interest rate reduction when you make payments by Auto-Debit
  • Defer payments up to 48 months during the students in-school period

Federal Graduate PLUS Loan savings programs

  • 1% interest rate reduction immediately upon disbursement (3)
  • 0.25% interest rate reduction when you make payments by Auto-Debit
  • Defer payments while in school

Note:  Federal Grad PLUS Loans can be consolidated with other federal student loans while private student loans cannot be consolidated with federal loans.

There is no need to look any further, stop in or call us today at 402-362-4466!

YORK STATE BANK & TRUST COMPANY

Lender Code 808549

(1) Benefits may be modified or discontinued at any time without notice; however, benefits will not be withdrawn for borrowers whose loan was first disbursed during the time when the benefits were being offered.

(2) Federal Stafford Loan borrower benefits apply to loans first disbursed on or after 7/1/2007.

(3) The interest rate reduction will remain in effect as long as the borrower continues to make on-time payments.

 

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